While trying to decide on a topic to discuss in this session, I stumbled upon a discussion on StraightTalkAdvice, A concerned parent had come to the panel to find out what it means, when a teenage girl starts shaving/waxing her pubic hairs. Initially, I found that question quite strange, but after going through the discussion, I got a clearer picture. I remember my mum asking me once, why I wax my legs, Huh? I thought of all the strange questions she had ever asked, that was by far, the most ridiculous; why do I shave my legs? She could clearly see that I had so much hair right from when I hit puberty. Was I supposed to go about looking like a baboon? I thought. Stumbling on this discussion so many years later, I finally get where she’s coming from. So let’s have it; her question – Dear Straight Talk:…

A habit is simply defined as a particular practice, custom, prevailing character or quality; and/or a dominant or regular disposition. Therefore, financial habits can easily be described as your money spending or saving habits; basically, how you manage your finances. In this session, we are taking a look at our teenage daughters and how we can help them manage their finances better, without necessarily becoming thrifty. The world is generally in need of good knowledge of financial literacy, and parents are required to play a vital role in helping their teens acquire this knowledge. It is never too early to start talking to teens or children about good financial habits that will save them a lot of headaches later in their lives. Many parents leave it completely to the tutors, and the schools to do the teaching, some of their arguments are, “I’m not an accountant”, or “my obligation is…