A habit is simply defined as a particular practice, custom, prevailing character or quality; and/or a dominant or regular disposition. Therefore, financial habits can easily be described as your money spending or saving habits; basically, how you manage your finances. In this session, we are taking a look at our teenage daughters and how we can help them manage their finances better, without necessarily becoming thrifty. The world is generally in need of good knowledge of financial literacy, and parents are required to play a vital role in helping their teens acquire this knowledge. It is never too early to start talking to teens or children about good financial habits that will save them a lot of headaches later in their lives. Many parents leave it completely to the tutors, and the schools to do the teaching, some of their arguments are, “I’m not an accountant”, or “my obligation is…

At some point in the life of a teenage girl, she may have felt shy, or withdrawn from her usual bubbly self. While this may not be applicable to everyone, there are a lot of girls out there, who find it difficult to make friends; they are really shy and find it difficult to start up conversations, or join a group of peers they want to make friends with. You often find them standing in an isolated corner, tying away on their phones and acting disinterested in everything going on around them. More often than not, they do not want to be in that corner;Trust me, I should know, I was that kind of teen. Parents, guardians and friends may say stuff like; “you’re too shy or you’vegot to step a bit out of your comfort zone”, not caring to find out what her “comfort zone”really is, often times, her…